Goal-Based Financial Planning
Plan investments around real life goals like a home, your child's education or long-term wealth, with clear targets, time frames and regular reviews.
Retirement Planning
Prepare for a comfortable retirement. Estimate what you'll need, build your corpus through disciplined investing, and plan a regular income for later.
Overview
Retirement can last 20 to 30 years or more, and rising costs mean the money you need later may be much more than what you spend today. Planning early gives your investments more time to work.
We help you estimate your retirement needs, build a corpus through regular mutual fund investing, and plan how to draw a steady income in retirement, for example through a Systematic Withdrawal Plan (SWP).
What you get
- An estimate of your retirement corpus, accounting for inflation
- A step-by-step investment plan for your working years
- Gradual shift towards stability as retirement approaches
- Income planning for retirement, including SWP options
- Regular reviews as your income and expenses change
How it works
- 1
Understand your lifestyle
We discuss your expected retirement age and monthly expenses.
- 2
Estimate the corpus
We project the amount you may need, allowing for inflation.
- 3
Invest systematically
We set up SIPs and lumpsum investments aligned with your timeline.
- 4
Plan your income
Closer to retirement, we help structure withdrawals for regular income.
Retirement Planning: frequently asked questions
When should I start planning for retirement?
As early as possible. The longer your money stays invested, the more time it has to grow. That said, it is never too late to organise your finances.
What is an SWP?
A Systematic Withdrawal Plan lets you withdraw a fixed amount from a mutual fund at regular intervals, which can provide a steady income. The remaining amount stays invested and is still subject to market risk.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.
Related services
All services
SIP Investments
Build wealth steadily with a Systematic Investment Plan (SIP). Invest a fixed amount every month in the mutual funds of your choice, with set-up support.
Portfolio Review & Risk Profiling
Get a clear picture of your existing mutual fund portfolio, check that it still matches your risk profile and goals, and act on scheme updates in time.
Ready to plan your investments?
Talk to the RWAKKA team. Your first consultation is free and comes with no obligation.