SIP Calculator
See how a fixed monthly SIP could grow over time, and how much of the final amount comes from returns.
Lumpsum Calculator
Estimate what a one-time investment could grow to over a number of years at an expected rate of return.
Your details
₹1,00,000 = 1 lakhAllowed range: ₹1,000 to ₹10,00,00,000
Allowed range: 1 to 30%
Allowed range: 1 to 40 yrs
Results
Estimated value after 10 years
₹3,10,585
- Amount invested
- ₹1,00,000
- Est. returns
- ₹2,10,585
- Invested₹1,00,000(32%)
- Est. returns₹2,10,585(68%)
Growth year by year
- Invested
- Est. returns
Years along the bottom. Hover or tap a bar to see that year’s numbers.
Year-by-year table
| Year | Invested | Est. returns | Value |
|---|---|---|---|
| 1 | ₹1,00,000 | ₹12,000 | ₹1,12,000 |
| 2 | ₹1,00,000 | ₹25,440 | ₹1,25,440 |
| 3 | ₹1,00,000 | ₹40,493 | ₹1,40,493 |
| 4 | ₹1,00,000 | ₹57,352 | ₹1,57,352 |
| 5 | ₹1,00,000 | ₹76,234 | ₹1,76,234 |
| 6 | ₹1,00,000 | ₹97,382 | ₹1,97,382 |
| 7 | ₹1,00,000 | ₹1,21,068 | ₹2,21,068 |
| 8 | ₹1,00,000 | ₹1,47,596 | ₹2,47,596 |
| 9 | ₹1,00,000 | ₹1,77,308 | ₹2,77,308 |
| 10 | ₹1,00,000 | ₹2,10,585 | ₹3,10,585 |
For illustration only. Assumes a constant rate of return, which real investments don’t deliver. Mutual fund returns are not guaranteed, and tax, fees and exit loads are not included. This is not investment advice.
Want a plan based on these numbers?
We can help you pick suitable schemes and set it up. See Mutual Fund Investments.
How this calculator works
- 1
Enter the amount you invest once, the yearly return you expect, and how many years you'll stay invested.
- 2
Returns are compounded once a year.
- 3
Formula: Value = P × (1 + r)ᵗ, where P is the amount invested, r the yearly rate and t the number of years.
Frequently asked questions
Lumpsum or SIP: which is better?
It depends on your situation. A lumpsum puts all the money to work at once, while a SIP spreads purchases over time and can reduce the impact of market timing. Many investors use both.
Are these results guaranteed?
No. The calculator assumes the same return every year, which never happens in real markets. Mutual fund returns go up and down and are not guaranteed. Use the result as a rough guide, not a promise.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.
More calculators
Step-up SIP Calculator
See the effect of raising your SIP by a fixed percentage every year, for example as your income grows.
Goal Planner
Find the monthly SIP you may need for a goal like a child's education, a home or a car, after inflation.
Ready to plan your investments?
Talk to the RWAKKA team. Your first consultation is free and comes with no obligation.